The utilities rewards platform you
don’t have to build.
Gift cards, cashback and affiliate offers from 4,000+ UK brands - fully managed and live in an hour. Give customers a reason to stay in a price-driven, high-churn market, without touching your billing system.
- 4,000+ UK brands
- Live in about an hour
- No billing-system changes
- Zero developer time needed
- Full white-label or API integration
Results observed collectively across all clients. Individual results will vary.
4,000+
UK brands
your customers love.
Help customers save across the categories that put the greatest pressure on household budgets, including supermarkets, fuel, home, fashion and entertainment.
Built for utilities.
If you operate in a high-churn, price-driven market, a rewards layer gives customers a non-price reason to stay - without your team building or running it.
Energy suppliers
Providers competing on tariff who need a reason to stay that a cheaper price can't easily beat.
Water companies
Providers wanting to add genuine customer value and lift engagement and satisfaction.
Broadband & telecoms
ISPs and telcos facing easy switching and thin loyalty at contract end.
Mobile networks & MVNOs
Networks adding everyday rewards to differentiate in a crowded, price-led market.
Not sure if you’re a fit? Book a 30-minute founder call with Bradley. If it’s not the right match, he’ll let you know.
Three reasons loyalty is so thin in utilities.
You know rewards would help retention. Here’s what makes it hard.
You compete almost entirely on price
Switching is easy and loyalty is shallow. When the only lever is tariff, every renewal is a fresh fight.
Rewards sit outside core billing
A perks programme means operational overhead and integration with systems that weren't built for it — so it never gets prioritised.
Engagement is near-zero between bills
Customers think about you when a bill lands or when they're switching. There's no reason to open the app or visit the site in between.
A reason to stay that isn’t price.
We deliver the full programme in an hour - without touching your billing. You watch churn and engagement move.
A reason to stay that isn’t price
In a market where everyone competes on tariff, rewards give customers a reason to stay that a cheaper price can't easily beat.
Engagement between bills
Everyday earning gives customers a reason to open the app when there isn't a bill to pay - lifting frequency and satisfaction.
A new revenue line
Merchant commission share earns income from your existing customer base, while it reduces churn.
Live without billing changes
Merchant relationships, fraud rules, fulfilment and operations handled by us — and no changes to your core billing system.
Built around how your team works.
Some operators want the whole rewards experience turnkey and branded as theirs. Others want to keep their UX and integrate behind the scenes. We support both.
White-label platform
A branded customer-benefit destination that sits beside billing and account management, ready without a core-system project.
What you get:
- A fully branded customer-facing rewards experience
- UI, copy, and visual identity matching your brand
- End-to-end customer journey delivered by Spendstream
- Live in approximately one hour
You handle:
- Brand approval on visual configuration
- Linking to the white-label experience from your app or website
- Promoting the programme to your customers
Best for:
Utility and telecom teams that want a differentiated retention benefit without adding work to the billing roadmap.
Learn more about white-label
API integration
Bring reward discovery and activity into the customer account or app while Spendstream operates the merchant layer.
What you get:
- Full access to Spendstream's rewards API
- Complete control of the customer-facing experience
- Same merchant network and operational backend
- Integration timing depends on your build, typically days to weeks
You handle:
- UI and UX of the rewards experience in your product
- API integration work (we provide full documentation and support)
- Customer-facing copy, journey design, presentation
Best for:
Providers with digital-product capacity that want rewards integrated into renewal, account or service journeys they control.
Learn more about API integration
From integration to live rewards in days, not quarters.
Our four-step rollout is built for real operational life - no developer sprints, no drawn-out procurement, no surprise scope.
White-label integration in about an hour, or API on your own timeline. Both supported, no developer sprint required for white-label.
Your branding, your reward rates, your merchant mix. Anonymised data architecture, built for consumer-data-sensitive environments.
Launch with access to 4,000+ UK brands and give customers useful savings across groceries, fuel, home and other household spending.
We handle operations, fraud, merchant relationships and ongoing optimisation. You watch engagement, retention and revenue move.
Give customers value between bills.
With customer consent, anonymised transaction patterns can identify the household-spending categories where useful savings would have the greatest impact.
Relevant rewards across groceries, fuel, home and other essentials create positive engagement between bills without changing the underlying utility service.
Programmes already in flight.
Proof the managed model lifts engagement and retention across sectors.
Raffle House
Competitions / Prize Draws
Live with Spendstream since July 2025, Raffle House has a complete rewards programme integrated into its customer experience.
+40%
Gift card AOV uplift
£56.12
Avg. basket spend
~12%
Customers engaged
Aslan
Fintech / Employee benefits
Spendstream powers the retail-rewards layer within Aslan’s employee financial-wellbeing platform.
Fintech
Sector relevance
Multi-use
Benefits + rewards
Live
Operating today
How Spendstream compares
Compare Spendstream with building and operating a utility rewards programme across affiliate networks, gift-card APIs and enterprise platforms.
programme
aggregation
Transparent monthly fees - starting at £800
Hours (1 hour integration)
Fully managed, founder led
Tillo (best in market)
9 networks integrated
White-label or API (gift cards and affiliates)
No monthly fee - huge dev cost
Weeks-months (gaining brand approvals)
Self-serve
N/A
Individual network integrations
API only (DIY)
Varying monthly fees
Days (gaining brand approvals)
Partially managed
Available
N/A
White-label or API (gift cards only)
Non-transparent pricing
Months (custom building and integrating)
Fully managed
Available
Only the largest networks integrated
White-label or API
Three reasons
utilities choose us.
Built for high-churn, price-driven markets
A non-price reason to stay, live without touching your billing system, in a market where loyalty is otherwise thin.
Rewards operations without billing-system disruption
We manage retailer relationships, reward fulfilment and ongoing operations, allowing your team to focus on customer service, retention and the core utility experience.
A Tillo Trusted Partner
We partner deeply with Tillo, the category-leading gift-card provider. Tillo runs the gift-card layer; we run the managed programme on top.
I’ve spent 20 years building rewards businesses. I started Spendstream because every utility provider I talked to was running into the same gap — rewards infrastructure built for enterprise budgets, not for the mid-market businesses who need it most. We’re closing that gap.
Give customers a reason to stay beyond price.
See how a branded rewards benefit could support retention and engagement without changing your billing platform or core service operations.