Pricing that
rewards growth

Launch a branded gift card, cashback or rewards programme, without building and managing the supplier, payment and affiliate infrastructure yourself.

  • Four plans, one managed platform
  • Your commission share rises as you scale
  • Support included on every plan
Mobile rewards platform showing retailer offers
Tillo Trusted Partner
4,000+ UK brands
Gift cards
Cashback
Affiliate
White-label
API
  • Tillo Trusted Partner
  • 4,000+ UK brands
  • Gift cards
  • Cashback
  • Affiliate
  • White-label
  • API
Starter
Growth
Most popular Scale
Enterprise
Best for Test the platform, API-first Go live fast, fully branded The complete platform Bespoke, at scale
Monthly price (excl. VAT) £800 £1,500 £2,500 From £5,000
Implementation fee £500 £1,000 £1,500 £2,000
Client share of
Net Commission
50% 60% 80% 90%
Integration API API / White-label API / White-label API / WL / Hybrid
Gift cards
Cashback, loyalty &
reward types
Affiliate offers
(4,000+ brands)
White-label marketplace
& hosted journey
Tech support Tickets 2-day Tickets 1-day Priority + AM Dedicated AM + Slack
Marketing support Social & email Social & email Plus + video + video Plus
Dedicated account
manager
Multiple programmes /
sub-accounts
Best for
Monthly price (excl. VAT)
Implementation fee
Client share of
Net Commission
Integration
Gift cards
Cashback, loyalty &
reward types
Affiliate offers (4,000+ brands)
White-label marketplace &
hosted journey
Tech support
Marketing support
Dedicated account manager
Multiple programmes / sub-accounts

How commission works

Everything an end-to-end rewards proposition needs - designed, hosted and maintained by Spendstream, presented entirely as your brand.

Gross Commission

The commission generated by a qualifying transaction and received by Spendstream from the retailer, supplier or affiliate network - after cancellations, refunds, reversals and agreed third-party charges.

End-User Reward

The portion given to your customer: cashback, an instant discount, store credit, loyalty points, competition entries or another reward currency.

Net Commission

What remains after the End-User Reward is deducted. You and Spendstream share this according to your plan.

A working example

A transaction generates £10.00 of commission.
You choose to give your customer £6.00 back as a reward.

Commission calculation
Amount
Gross Commission received
£10.00
End-User Reward
(£6.00)
Net Commission remaining
£4.00
On the Scale plan (80% of Net Commission)
Amount
You receive (80%)
£3.20
Spendstream receives (20%)
£0.80
Commission share

From 50% to 90%+ of Net Commission

Your share of Net Commission rises with every tier - 50% on Starter, 60% on Growth, 80% on Scale and 90%+ on Enterprise. The more your rewards programme scales, the more of each transaction you keep.

What you could earn

A simple way to see how the platform pays for itself, benchmarked against a live Spendstream programme. Replace the customer number with your own to size the opportunity.

In the Raffle House case study, the rewards programme generated £30 of new revenue per customer per year, with 12% of customers actively engaging and an average basket of £56.12. The programme also achieved a 40% lift in gift card average order value.

Worked illustration — 10,000 customers on Scale
Amount
Your customer base
10,000
New revenue per customer / year — Raffle House benchmark
£30
Estimated annual new revenue
£300,000
Scale plan — annual subscription (£2,500/mo)
£30,000
Scale plan — implementation (one-off)
£1,500
First-year net benefit
£268,500
Indicative payback
≈ 1.3 months

Based on the Raffle House case study. Indicative only - your results will vary with customer base, engagement and how generous your rewards are.

Flexible rewards programme configuration

Funding your
rewards, your choice

Every Spendstream plan lets you choose how rewards are funded.

1

Prepaid float

Top up a Spendstream balance and draw rewards from it
as they’re issued.

Add funds

Transfer to your account using your unique reference; your balance updates on receipt.

Pay as you reward

Each reward issued is deducted from your balance in real time.

Never run dry

Set thresholds and webhook alerts before funds run low.

Your float is yours — any unused balance is fully refundable.

Spendstream payment gateway and rewards platform
2

Spendstream gateway

Prefer not to pre-fund? Use our managed payment gateway on any tier — we handle the transaction flow, with no upfront balance required.

Clear commercial
terms

  • A minimum 12-month commitment applies to every plan.
  • The implementation fee is payable on signing and is not discounted.
  • Subscriptions are invoiced monthly in advance.
  • Commission is paid to you once Spendstream has received it from the supplier or affiliate network.
  • Brand availability and commission rates vary and remain subject to supplier or retailer approval.
Shopper using a mobile rewards app

Pricing questions, answered

White-label is our fully hosted, branded experience - you go live without engineering work. The API lets you build rewards inside your own product. Growth and above let you choose either; Enterprise can combine both.

Your three-month trial lets you test the hosted experience at no extra cost. At the end, move up to Growth to keep white-label, or continue on Starter via the API.

Only if you choose the prepaid float, which is fully refundable. Otherwise use our managed payment gateway on any plan, with no upfront balance.

Every plan includes tech support, from 2-day ticket response on Starter to a dedicated account manager and private Slack on Enterprise - plus marketing support scaling from social and email through to video.

Yes. Plans are built to step up as your programme grows - and your share of Net Commission rises with each tier.

A minimum 12-month commitment applies to every plan.
Book a founder demo

Ready to see it on your numbers?

Book a founder demo and we’ll walk you through the platform using your customer base, your reward payback and the plan that fits you the best.

Tillo Trusted Partner
4,000+ UK brands
Gift cards
Cashback
Affiliate
White-label
API
  • Tillo Trusted Partner
  • 4,000+ UK brands
  • Gift cards
  • Cashback
  • Affiliate
  • White-label
  • API
  • Tillo Trusted Partner
  • 4,000+ UK brands
  • Gift cards
  • Cashback
  • Affiliate
  • White-label
  • API