The loyalty rewards platform that keeps members earning.

Plug 4,000+ UK brands into your loyalty programme - gift cards, cashback and affiliate offers, fully managed and live in an hour. Give members a reason to keep earning, without managing thousands of merchant relationships yourself.

  • 4,000+ UK brands
  • Live in about an hour
  • Far broader than a gift-card catalogue
  • Anonymised data architecture
  • Full white-label or API integration
Woman using a mobile loyalty rewards programme
~12%
Customers engaged
14.46%
Transact on their first visit
£30
New revenue per customer
£380
Savings for each customer

Results observed collectively across all clients. Individual results will vary.

4,000+ UK brands
your customers love.

Broaden your earning and redemption proposition with gift cards and affiliate offers from brands your members already use.

Built for loyalty teams.

If you run or are extending a loyalty programme, a ready-made brand network gives members more ways to earn and redeem - without the relationship management.

Brands extending a loyalty scheme

Teams wanting to widen earn-and-redeem beyond their own brand without building a network.

Coalition & multi-brand loyalty

Platforms aggregating partners who need depth and breadth quickly.

Retailers widening the network

Retailers adding a broad cashback or rewards layer to an existing scheme.

Membership & subscription loyalty

Membership schemes adding everyday earning to deepen the value of belonging.

The problem we solve

Three reasons loyalty programmes stall.

You know a wider network would help. Here’s what makes it hard.

1

Members run out of ways to earn

A programme limited to your own brand gets repetitive fast. Without breadth, members disengage and the scheme goes quiet.

2

Building a partner network is brutal

A broad network means negotiating and managing thousands of merchant relationships, fraud and fulfilment. It's the slowest, hardest part of loyalty.

3

Loyalty is a cost centre

Most programmes are hard to make pay for themselves - the budget conversation never gets easier.

A loyalty programme
members actually use.

We deliver the full network in an hour - relationships, integrations and operations handled. You keep members earning.

A reason to keep earning

Members earn and redeem across 4,000+ brands, not just yours — so the programme stays useful long after the novelty wears off.

A new revenue line

Merchant commission share turns your rewards layer from a cost into income, while it drives engagement.

Woman using a mobile loyalty programme while shopping

No merchant relationships to manage

The hardest, slowest part of loyalty - building and running the network - is already done. You plug in.

Fully managed, end to end

Merchant relationships, fraud rules, fulfilment and day-to-day operations, all handled by us - your team stays on your product.

Two ways to deploy

Extend the loyalty experience without rebuilding the programme.

Add a branded merchant-funded earning destination beside your existing programme, or embed rewards into the member journey and currency you already operate.

White-label platform

A ready-made rewards destination aligned to your programme branding, member language and reward proposition.

Spendstream white-label rewards platform

What you get:

  • A fully branded customer-facing rewards experience
  • UI, copy, and visual identity matching your brand
  • End-to-end customer journey delivered by Spendstream
  • Live in approximately one hour

You handle:

  • Brand approval on visual configuration
  • Linking to the white-label experience from your app or website
  • Promoting the programme to your customers

Best for:

Loyalty teams that want broader everyday earning quickly without adding a new merchant-operations function.

Learn more about white-label

API integration

Place merchant offers, earning and reward balances inside your existing loyalty app, account or member wallet.

Spendstream rewards API integration

What you get:

  • Full access to Spendstream's rewards API
  • Complete control of the customer-facing experience
  • Same merchant network and operational backend
  • Integration timing depends on your build, typically days to weeks

You handle:

  • UI and UX of the rewards experience in your product
  • API integration work (we provide full documentation and support)
  • Customer-facing copy, journey design, presentation

Best for:

Programmes that want complete control of member UX and a direct connection to their existing currency or benefit journey.

Learn more about API integration
Both options share the same merchant network, fraud protection, open banking AIS capability, and managed operations. The choice is about how you want to integrate it, not what's behind it.

From integration to a live network in days, not quarters.

Our four-step rollout is built for real operational life - no developer sprints, no drawn-out procurement, no surprise scope.

Spendstream white-label rewards programme on a mobile phone
1

White-label integration in about an hour, or API on your own timeline. Both supported, no developer sprint required for white-label.

2

Your branding, your reward rates, your merchant mix. Anonymised data architecture, built for consumer-data-sensitive environments.

3

Expand your programme with 4,000+ UK brands, giving members more opportunities to earn, save and engage between direct purchases.

4

We handle operations, fraud, merchant relationships and ongoing optimisation. You watch engagement, retention and revenue move.

Extend personalisation beyond your own purchase history.

Customer using a digital rewards app and payment card

Consented transaction insight can show where members spend outside your existing programme, revealing complementary brands and missing earn opportunities.

Use that information to serve merchant-funded offers while keeping your existing points currency, member tiers and communications unchanged.

What AIS unlocks

Personalised earning, not generic cashback.

1

Targeted offer serving

Customers see offers from brands they actually shop at, not generic ‘cashback at 100 retailers’. Higher relevance, higher engagement, higher commission yield.

2

Customer insight

Transaction patterns reveal what your customers care about beyond their interaction with your product — useful for personalisation across your whole experience.

3

Anonymised by design

AIS data is processed in an anonymised architecture. Behaviour informs offer serving without exposing PII to your compliance review.

Case studies

Programmes already in flight.

Raffle House provides measured results from an everyday-spend programme, while Aslan demonstrates that the same managed infrastructure can support a different member proposition.

Raffle House

Competitions / Prize Draws

Raffle House

Live with Spendstream since July 2025, Raffle House has a complete rewards programme integrated into its customer experience.

+40%

Gift card AOV uplift

£56.12

Avg. basket spend

~12%

Customers engaged

Read the Raffle House case study

Aslan

Fintech / Employee benefits

Aslan
Aslan employee rewards platform preview

Spendstream powers the retail-rewards layer within Aslan’s employee financial-wellbeing platform.

Fintech

Sector relevance

Multi-use

Benefits + rewards

Live

Operating today

Read the Aslan case study

How Spendstream compares

Compare Spendstream with the cost and complexity of expanding an existing loyalty programme through separate merchant and technology integrations.

Spendstream
vs integrating with affiliate networks
vs integrating with reward APIs
vs integrating with enterprise platforms
Pricing model
Transparent monthly fees - starting at £800
No monthly fee - huge dev cost
Varying monthly fees
Non-transparent pricing
Time to live
programme
Hours (1 hour integration)
Weeks-months (gaining brand approvals)
Days (gaining brand approvals)
Months (custom building and integrating)
Service model
Fully managed, founder led
Self-serve
Partially managed
Fully managed
Gift cards
Tillo (best in market)
N/A
Available
Available
Affiliate
aggregation
9 networks integrated
Individual network integrations
N/A
Only the largest networks integrated
Delivery options
White-label or API (gift cards and affiliates)
API only (DIY)
White-label or API (gift cards only)
White-label or API

Transparent monthly fees - starting at £800

Hours (1 hour integration)

Fully managed, founder led

Tillo (best in market)

9 networks integrated

White-label or API (gift cards and affiliates)

No monthly fee - huge dev cost

Weeks-months (gaining brand approvals)

Self-serve

N/A

Individual network integrations

API only (DIY)

Varying monthly fees

Days (gaining brand approvals)

Partially managed

Available

N/A

White-label or API (gift cards only)

Non-transparent pricing

Months (custom building and integrating)

Fully managed

Available

Only the largest networks integrated

White-label or API

Three reasons loyalty
teams choose us.

A ready-made merchant network

4,000+ UK brands without negotiating or managing a single merchant relationship - the hardest part of loyalty, already done.

The partner layer behind your programme

We operate the merchant and fulfilment layer behind your programme, while your loyalty team retains control of the member proposition, currency and communications.

A Tillo Trusted Partner

We partner deeply with Tillo, the category-leading gift-card provider. Tillo runs the gift-card layer; we run the managed programme on top.

Founder quote

I’ve spent 20 years building rewards businesses. I started Spendstream because every loyalty platform I talked to was running into the same gap — rewards infrastructure built for enterprise budgets, not for the mid-market businesses who need it most. We’re closing that gap.

Bradley Blake
Founder & CEO, Spendstream. Previously founded Network B (acquired by Finfare, 2023). Earlier career at Quidco, Intu, Pentland.
Bradley Blake, founder and CEO of Spendstream
Book a founder demo

Extend your programme without rebuilding it.

See how Spendstream can add merchant-funded earning and savings while preserving your existing currency, tiers and member experience.

Book a 30-minute call