The employee-benefits rewards platform your
employees will love.

Gift cards, cashback and affiliate offers from 4,000+ UK brands - fully managed and live in an hour. Give employees rewards they’ll actually use, and give your platform a far richer benefit than a gift card catalogue.

  • 4,000+ UK brands
  • Live in about an hour
  • Far broader than a gift-card catalogue
  • Anonymised data architecture
  • Full white-label or API integration
Employee using mobile rewards while shopping
~12%
Customers engaged
14.46%
Transact on their first visit
£30
New revenue per customer
£380
Savings for each customer

Results observed collectively across all clients. Individual results will vary.

4,000+ UK brands
your customers love.

Offer practical savings across groceries, fuel, home and leisure, making the benefit relevant to employees at every salary level.

Built for benefits-led platforms.

If you deliver perks, rewards or recognition to employees, a broad everyday brand network gets benefits used - without your team building and running it.

Reward & recognition platforms

R&R tools where meaningful, usable rewards drive participation and manager adoption.

Employee benefits & perks platforms

Providers wanting a richer, everyday rewards layer than gift-card catalogues alone.

HR & payroll platforms

Platforms layering perks on top of core HR or payroll to lift stickiness and value.

Salary-sacrifice & flexible benefits

Flex-benefit providers adding cashback and everyday earning to their line-up.

Not sure if you’re a fit? Book a 30-minute founder call with Bradley. If it’s not the right match, he’ll let you know.

The problem we solve

Three reasons your benefit isn’t landing.

You know a richer rewards layer would help. Here’s what gets in the way.

1

Gift-card catalogues feel dated

Employees want everyday value - the supermarket, the coffee, the takeaway — not a list of gift cards they have to go looking for.

2

Building a wide network is slow and heavy

A genuinely broad brand network means hundreds of merchant deals, fraud rules and fulfilment to run. That's quarters of work, not weeks.

3

Benefits go unused

Low engagement undermines the whole pitch to client HR teams. If perks aren't used, the value of your platform is hard to prove.

Benefits employees
actually use.

We deliver the full programme in an hour - the brand network, integrations and operations handled. You prove the value of your platform.

Benefits employees actually use

A broad, everyday brand network gets perks used instead of ignored — proving your platform's value to client HR teams.

A new revenue line

Merchant commission share turns your rewards layer from a cost into income, while it drives engagement.

Woman using employee shopping rewards

A richer offer than gift cards alone

Cashback, affiliate offers and open-banking rewards sit alongside gift cards, so your catalogue feels generous, not dated.

Fully managed, end to end

Merchant relationships, fraud rules, fulfilment and day-to-day operations, all handled by us — your team stays on your platform.

Two ways to deploy

Built around how your team works.

Some providers want the whole rewards experience turnkey and branded as theirs. Others want to keep their UX and integrate behind the scenes. We support both.

White-label platform

A client-ready benefits destination styled for your platform or employer brand, without a new product build.

Spendstream white-label rewards platform

What you get:

  • A fully branded customer-facing rewards experience
  • UI, copy, and visual identity matching your brand
  • End-to-end customer journey delivered by Spendstream
  • Live in approximately one hour

You handle:

  • Brand approval on visual configuration
  • Linking to the white-label experience from your app or website
  • Promoting the programme to your customers

Best for:

Benefits providers that need to launch quickly across employer clients without diverting HR-platform engineering capacity.

Learn more about white-label

API integration

Bring everyday rewards into the benefits hub, employee app or recognition journey your members already use.

Spendstream rewards API integration

What you get:

  • Full access to Spendstream's rewards API
  • Complete control of the customer-facing experience
  • Same merchant network and operational backend
  • Integration timing depends on your build, typically days to weeks

You handle:

  • UI and UX of the rewards experience in your product
  • API integration work (we provide full documentation and support)
  • Customer-facing copy, journey design, presentation

Best for:

Platforms that want reward discovery and redemption inside their existing employee experience and reporting model.

Learn more about API integration
Both options share the same merchant network, fraud protection, open banking AIS capability, and managed operations. The choice is about how you want to integrate it, not what's behind it.

From employer proposition to employee launch in four steps.

The rollout covers tenant branding, employee access, reward rules and communications while Spendstream prepares the merchant and fulfilment layer.

Spendstream white-label rewards programme on a mobile phone
1

White-label integration in about an hour, or API on your own timeline. Both supported, no developer sprint required for white-label.

2

Your branding, your reward rates, your merchant mix. Anonymised data architecture, built for consumer-data-sensitive environments.

3

Give employees access to savings across 4,000+ UK brands, including supermarkets and other everyday-spend categories.

4

We handle operations, fraud, merchant relationships and ongoing optimisation. You watch engagement, retention and revenue move.

Make benefits relevant to each employee’s real cost of living.

Customer using a digital rewards app and payment card

With employee consent, anonymised spending patterns can surface savings across the categories that matter to each person, from groceries and fuel to travel and family spending.

The result is a benefit employees can use every week, not another static discount directory that disappears after onboarding.

What AIS unlocks

Relevant rewards, not generic cashback.

1

Targeted offer serving

Customers see offers from brands they actually shop at, not generic ‘cashback at 100 retailers’. Higher relevance, higher engagement, higher commission yield.

2

Customer insight

Transaction patterns reveal what your customers care about beyond their interaction with your product — useful for personalisation across your whole experience.

3

Anonymised by design

AIS data is processed in an anonymised architecture. Behaviour informs offer serving without exposing PII to your compliance review.

Case studies

Programmes already in flight.

Our benefits-led deployment leads here, with proof the same approach works across sectors.

Raffle House

Competitions / Prize Draws

Raffle House

Live with Spendstream since July 2025, Raffle House has a complete rewards programme integrated into its customer experience.

+40%

Gift card AOV uplift

£56.12

Avg. basket spend

~12%

Customers engaged

Read the Raffle House case study

Aslan

Fintech / Employee benefits

Aslan
Aslan employee rewards platform preview

Spendstream powers the retail-rewards layer within Aslan’s employee financial-wellbeing platform.

Fintech

Sector relevance

Multi-use

Benefits + rewards

Live

Operating today

Read the Aslan case study

How Spendstream compares

Compare Spendstream with building an employee-discount proposition internally or relying on separate reward providers.

Spendstream
vs integrating with affiliate networks
vs integrating with reward APIs
vs integrating with enterprise platforms
Pricing model
Transparent monthly fees - starting at £800
No monthly fee - huge dev cost
Varying monthly fees
Non-transparent pricing
Time to live
programme
Hours (1 hour integration)
Weeks-months (gaining brand approvals)
Days (gaining brand approvals)
Months (custom building and integrating)
Service model
Fully managed, founder led
Self-serve
Partially managed
Fully managed
Gift cards
Tillo (best in market)
N/A
Available
Available
Affiliate
aggregation
9 networks integrated
Individual network integrations
N/A
Only the largest networks integrated
Delivery options
White-label or API (gift cards and affiliates)
API only (DIY)
White-label or API (gift cards only)
White-label or API

Transparent monthly fees - starting at £800

Hours (1 hour integration)

Fully managed, founder led

Tillo (best in market)

9 networks integrated

White-label or API (gift cards and affiliates)

No monthly fee - huge dev cost

Weeks-months (gaining brand approvals)

Self-serve

N/A

Individual network integrations

API only (DIY)

Varying monthly fees

Days (gaining brand approvals)

Partially managed

Available

N/A

White-label or API (gift cards only)

Non-transparent pricing

Months (custom building and integrating)

Fully managed

Available

Only the largest networks integrated

White-label or API

Three reasons benefits
platforms choose us.

Built for benefits-led environments

Anonymised data, an everyday brand network well beyond gift-card catalogues, and a deployment already proven in a benefits context with Aslan.

Retailer and fulfilment operations handled for you

We manage retailer access, fraud and fulfilment, removing the operational work that usually sits behind an employee-discount programme.

A Tillo Trusted Partner

We partner deeply with Tillo, the category-leading gift-card provider. Tillo runs the gift-card layer; we run the managed programme on top.

Founder quote

I’ve spent 20 years building rewards businesses. I started Spendstream because every employee benefits provider I talked to was running into the same gap — rewards infrastructure built for enterprise budgets, not for the mid-market businesses who need it most. We’re closing that gap.

Bradley Blake
Founder & CEO, Spendstream. Previously founded Network B (acquired by Finfare, 2023). Earlier career at Quidco, Intu, Pentland.
Bradley Blake, founder and CEO of Spendstream
Book a founder demo

Build a benefit employees will use every week.

See how gift cards, affiliate offers and personalised savings could fit your existing employer and employee experience.

Book a 30-minute call